September 2021

Yes, we’ve finally had a red month this year 😀

Markets were down about 4.8% in September, and the trend is continuing the first few days of October. A correction is way overdue but we are still not within that territory – we’ll need to get down about 10% from the most recent highs. This gives us a chance to invest some of that extra cash we have just lying around.

We had a very busy September, with school opening and then chugging along full speed. Sporting and other extra curricular activities had taken over our entire lives in September (in a good way, not complaining!) and it’s cooling off now that we are in October. The rest of this month should be relaxing.

Months such as September really makes us think how M retiring from the humdrum of corporate life has been such a blessing for us. We are able to fit in all kinds of practices and games schedule without W having to feel rushed to get office work done and then worrying about running about or dinner. We are grateful to be in the position that we are.

For for our expenses for the month ….

Had quite an unexpected major expense last month. We suddenly found the a small portion of the basement carpet damp. Upon investigation it turned out that the water heater was leaking and some water had seeped in under the carpet. Got the plumber/heating guys immediately the next day, and the verdict was: we need a new water heater. They were able to get it replaced the same day. Sticker price: $5,345.

If we take that out, expenses this month was about average. Though our spending on eating out/takeout is creeping up.

Weather here has been fabulous. We’re still experiencing 70 degrees days. We’ll take it as long as we get it!

Here’s hoping your fall is shaping up nicely. Cheers!

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