December 2025

We ended the year with a nominal increase of $7k from November.

We paid off the car loan, which was 0% for 5 years.

The new year started off with ….not so much as a bang, but with a lot of activity. With more of that for the rest of the month.

Hope you all are having a more sedate start to the year.

Cheers!

November 2025

Slight increase of 0.6% MoM.

Spending for November

At $3.8k, spending was on the higher side. Chalk some of it down to spending on gifts – for us and extended family. One of the larger purchase was whole new bed set for our child.

As the end of the year draws close, we have a few posts coming up in the beginning of the year.

Hope you are having a good holiday season, wherever you are. It’s on the colder side where we are. Our low for tonight is about 12 below 0 (Fahrenheit).

Cheers!

October 2025

Another month of ATH, though the pace of increase has slowed down.

I suppose, the next milestone is to see the FI funds cross $2M.

October has been a welcome change of pace from the chaos of early fall. Fall sports typically wrap up by early October and then we take it easy for the rest of the month. Winter training picks back up in November.

We are all doing well and thankful for everything we have going on in our lives. Hope all you readers have something to be thankful for.

Cheers!

September 2025

We breached the $2.5m mark in total assets. NW is at $2.18m and FI funds almost at $1.85m. All high water marks.

We missed to publish updates for July and August – I’ll put it down to the madness that engulfs our lives in late summer/early fall – start of the sports season. Especially HS sports.

Here is spending for September.

Hope you all are having a good start to fall. Cheers!

June 2025

A MoM 3.9% increase propelling us to new heights.

End of July signifies wrapping up spring/summer sports. And then turning around getting ready for “fall sports” to fire up the new season in mid August! When it comes to sports, we don’t play around 😀

It’s been an unusually hot end for July. With temps hovering around 100°F, we are glad to spend more time within the confines of artificial air conditioning.

Hope you all are enjoying summer. Cheers!

May 2025

We saw a $69k increase in NW last month, a growth of 3.6% from the month before.

Spending in May

At about $5k, spending in May was a bit higher than usual. But none of the categories stick out.

We’re enjoying summer in our part of the world. Though rainfall has been quite a bit higher than usual. School is over and we’re utilizing the mornings in sports and activities.

We hope you’re enjoying this time of the year, wherever you are. Cheers!

April 2025

We missed the post in March! Any way, here goes April (with March’s number included).

A bumper loss in March, followed by a wash in April.

Spring sports have been taking over our lives this past two months. Weekends are a blur with plethora of games, all over town, and some out of town. Schools will be done in a couple of weeks and we’ll get some sanity back into our lives. But we love this chaos!

Hope you are enjoying spring as much as we are. Cheers!

February 2025

NW was down ~$10k for February. Which for March will turn a deep shade of red.

We are reaping some glorious spring weather, interspersed with school closures for snow! Another storm system is supposed to fly by tonight – kids are looking at the prospect of another day off tomorrow.

Hope you’re doing well, from wherever you’re reading this. Cheers!

January 2025

NW increased by $44k to within touching distance of the high water mark set in November 2024.


Here is spending for the first month of the new year.


We’re in the midst of a deep freeze in the Midwest. High for today is -1°F with lows of -17°F and windchill of -35°F.

So, yeah.

All’s good though 🙂

Here’s wishing that it’s warmer in your neck of the woods. Cheers!