Another ATH (all time high) for March.

Spending for March

We went on an international trip straddling March and April. Travel, flights (9 in total, plus a helicopter ride!), time zone changes, pre-travel stress, post-travel jet lag ….all have contributed to our lives turned haywire for a number of weeks.

Spring has been quite wet here. Another 2 inches of rain in forecast over this weekend.

Hope you’re staying nice and warm, wherever you are. Cheers!

We breached another high water mark in February.

After one of the mildest winter on record – probably the warmest, by the time it ends – at the end of March we are in the midst of a 2-prong snow storm. Schools are likely to be cancelled for tomorrow and kids are rejoicing!

Lots going on for us. Spring activities season is starting up. We are going on an international trip for spring break.

March has shaped up nicely, in terms of the market gains.

Hope you’re having a good start to spring, wherever you are. Cheers!

A negligible movement in NW in January.

Spending was probably at an all time monthly high. We got a lot of stuff for the house and bought round trip airfares for an upcoming international trip.

Spring has made an early entry here. We’ve had 50°F days in January! That’s unheard of. A 70°F day is apparently in the forecast next week 😲

We are settling in at the new place. Hope you all are having mild winter wherever you are. Cheers!

We had some whopping numbers for the last month of last year.

In isolation, the $94k increase in FI funds is massive. But with the value of our new place being $280k more than our old place, drove NW up by $158k since November! Our NW stands at $1.66 million. Absolutely bonkers.

Winter, after being largely absent in 2023, has struck us with a fury in the new year. We’ve had multiple days of lows in negative single digits, with windchill reaching -20 to -30!!

End of year review is next.

Stay warm, everyone. Cheers!

No apologies, none whatsoever for publishing last month’s report ….two days before the current one ends 😀

We have valid reasons to not have any time. Make that a solitary valid reason.

We bought a house and moved!

And our lives, as far as we can recollect now, have been packing up, boxes, moving, unpacking, and settling down. Did I mention boxes? Yeah, right. More on that later …

Our NW increased by a whopping ~$98k last month! That’s, incredible – bordering the incredulous!

This month hasn’t been bad either.

Spending in November

Regular expenses were lower than average (~$4k) in November, only inflated by the $2k we spent on washer and dryer. This is primarily because we were setting up for the move in December and the bleeding we knew was waiting for us. We have spent over $10k this (December) month already – between hiring movers, getting rid of junk, and setting up the new place.

We will publish our yearly Incomes post in a day or two. Then the December NW post, followed by the end of the year review. The biggest question is, WHEN? Frankly, I don’t know. Hopefully, soon!

Here’s to a great year coming up for all – cheers!

Third consecutive month of decline. This time by $24k or 1.7% from September.

But this too shall pass. Things will get better 🙂

With this late of a post, we’re closer to Thanksgiving than Halloween! Not much update other than it has been a terribly mild fall so far. Activities are slower – November and December are typically our down months. I use “down” as relative to other months – we’re still out 2 nights a week.

Hope you all find something to be thankful for! We sure do – life has been good to us.

Cheer!

Net worth decreased in the second successive month, this time by over $52k or 3.5% from August.

Markets are doing what they do, and we’re riding the trough. All is good.

Expenses for September is right lower than the average of about $3.5k but that’s because we didn’t eat out or socialize as much. All due to sports ruling our lives in the month of September. We were lucky to have one evening where all 3 of us had dinner together. But it’s all our choice. We choose to be so inclined.

Fall is rather slowly descending where we are. After a severely drought ridden summer, rains have poured down in September and that has made plant life is very confused. They were ready to change color and shed their leaves early but the unseasonable rains have made them change their minds. Now, Oct 19, when typically would be past peak falls colors, this year we’re about 80% there.

Here’s a mild winter ahead (wishful thinking!). Cheers!

Net worth went down by $22k or 1.5%, after two splendid months of gains.

There’s a ton of things going on at the moment hence the late post. We had a fantastic vacation in middle of August and after we came back home, it’s kind of been a whirlwind. Fall, and fall sports, are ruling our lives. Which is a good thing 🙂

Maybe more details next months.

Hope you’re having a good autumn. Cheers!

Increase of $42k in NW last month. And we breached the $1.5m mark.

I started to type this out as “Modest increase …” but then thought, “Hold on! Even in our prime earning years, it would have taken both of us about 4 months to bring in that net income. That’s substantial!!”

Summer has slowed down for us. Which is a good thing! After the helter skelter of early summer activities, the period of mid-July to mid-August is typically the time for us to relax and travel. We’re going on a 10-day long trip in a couple of days.

Spending in July

Both groceries and eating out continue to rise. We’ve had a few times when we had friends come over to dinner and we like to cook with good ingredients. Just one meat dish for 13 people costs $75 in the price of meat alone.

Activities is another big one with some summer camps and classes.

Three of weeks and then – poof – summer’s gone!

So sit back, relax (or go about your travels) and enjoy. Cheers!

It took 18 months but we’ve breached a new high water mark in NW last month.

The last time NW was in the $1.4m was back in December ’21. The stock market has been on a tear in the past few months and it shows in our numbers. At the half-way mark in 2023, the S&P500 is up 15.6%. Up 6.4% in June alone. NW jumped by ~$78k, the most ever in a single month. Talks of recessions seems like a distant dream …or is it? Who knows?! We’ll take what is given and leave the prognosticators to fight it out, you know, with their telling of the future.

June is typically a great month for us, just for the fact that summer’s here, school is out, and outdoor activities are on in full swing. Market movements, at least the positive ones, are just the icing on the cake.

Here’s to two more months of summer – Cheers!