Whew, managed to get this out before the middle of the next month!

Markets are trending downwards and is reflected in our investments.
Spending for November is right about the “average”. It seems that $3.5k to $4k is our sweet spot.

We had triple whammy expenses for vehicles last month: yearly car tab, semi-yearly regular maintenance, and a battery replacement.
Winter activities, though not as time and resource consuming but fun nevertheless, are in full swing. So are the festivities centered around this time of the year. Thanksgiving gave us an opportunity to spend quality time with extended family after a gap of one year. The end of the year will possibly yield more such days.
We are all doing well. Adults have had booster shots and child is fully vaxxed. We wish well upon others.
Cheers!