July 2022

The market rose by around 10% in July and with it our NW gained $83k. Not bad.

We finally made a dent in the cash buffer (that has been borderline crazy) that we keep. These were some ways we burnt through cash last month (besides the regular stuff):

  • $6k to I bonds
  • $1k to brokerage
  • About $2k to pay for flights, car rental, and part of a hotel stay for an upcoming vacation
  • $823 on semi-yearly premium of vehicle insurance

Here is a break down of July spending:

Most of the recurring categories are at their average.

July ended in a blaze of …sunshine and sports. Many an afternoon and evening were spent cheering, or coaching, competitive youth sports. We are truly blessed to have such wonderful clubs, facilities, parents, coaches, and players where we live. These are the days and times we live for in the often frozen American Midwest.

Hope you all have been able to enjoy summer. Remember it’s already two-thirds gone!

This is the 100th post on this blog. Here’s to a 100 more. Cheers!

2 thoughts on “July 2022

    1. Yeah. I was having this conversation with someone in their 20s and they really wanted my opinion if we have “bottomed out”. I told this individual that I have no idea but my investment strategy is not based on if we are trending up, low, or neutral. Thought I was crazy 🙂

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