Net worth increased by $274k last year and ended the year at $2.2m.
Since we started tracking and documenting our journey towards FIRE from beginning of 2017, we’re amazed how far we’ve come. In January 2017, our net worth stood at $458k. In 9 full years, we are over $2.2m. That is bonkers.
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We made the following contributions to our investment accounts last year:
- 401(k) – $17,070 (only for W) – $2,116 more than in 2024 and went over the $15k goal set last year
- IRAs – $14k (combined for both) – hit goal of max limit; as we did in 2024
- Brokerage – $1,900 – was $0 in 2024, and wasn’t a goal for last year
- 529 – $3,400 – $400 more than 2024, and almost hit stretch goal of $3.5k
- HSA – $8,550 – $1,200 paid by employer, so we put in the max $7,350 allowed
In all, we contributed $43,720 to our investments in 2025.
Goal for 2026:
- IRA: Hit max limit of $7.5k individually; $15k for both
- HSA: Hit max limit of $8,750 for families. W’s employer chips in with $1.2k, so out of pocket for us would be $7,550
- 401(k): Hit $17k.
- 529: Minimum of $3.5k. Stretch goal would be $4k.
- ……anything else would be just gravy
Net Worth, Anon 